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Where to Start

Information For First-Timers

First-Time Home Buying

Congratulations! We're pleased to be helping you with your first home. The more you know about the home buying process, the more confident you will be in making the important decisions that will shape your home ownership experience.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Purchasing A Home

Purchasing a Home

Buying a new home is exciting and the process of financing it is now faster and easier than ever before.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Start Saving By Refinancing

Refinancing a Home

If the current value of your home has increased, it may make sense to refinance at a better rate or refinance to consolidate debt or plan a home improvement project.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.







Complete applications submitted between March 1, 2019 and June 30, 2019 are eligible for a $1,000 credit against closing cost on any new purchase or refinance. 

 

Property must be in Virginia and member's primary residence. Subject to membership in the credit union, credit approval and closing. Other conditions and restrictions may apply. Federal Housing Administration (FHA) and other government loans are not eligible for the promotion. Call Federal Credit Union is an equal housing lender licensed by the National Mortgage Licensing System Under NMLS #407823.



Today's Rates
Today's loan rates
RatePointsAPRPayment
30 Year Fixed
Interest Rate4.000%Discount Points0APR4.225%Payment Amount$537
20 Year Fixed
Interest Rate3.875%Discount Points0APR4.185%Payment Amount$674
15 Year Fixed
Interest Rate3.375%Discount Points0APR3.767%Payment Amount$797



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