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Where to Start

Information For First-Timers

First-Time Home Buying

Congratulations! We're pleased to be helping you with your first home. The more you know about the home buying process, the more confident you will be in making the important decisions that will shape your home ownership experience.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Purchasing A Home

Purchasing a Home

Buying a new home is exciting and the process of financing it is now faster and easier than ever before.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Start Saving By Refinancing

Refinancing a Home

If the current value of your home has increased, it may make sense to refinance at a better rate or refinance to consolidate debt or plan a home improvement project.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.







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Due to increased application volume, it may take us longer than normal to respond. We value your application, and our Loan Consultants are working as quickly as possible. We appreciate your patience.

*Your interest rate will be determined on the daily rate at the time your loan consultant clears you to lock.

 

*Complete applications submitted between March 1, 2020, and June 30, 2020, are eligible for a $1,000 credit against closing costs on new purchase or refinance. Property must be member's primary residence. If the application expires outside of the promotion period, this incentive cannot be renewed. Subject to membership in the credit union, credit approval and closing. Other conditions and restrictions may apply. Federal Housing Administration (FHA), other government loans, construction loans and jumbo loans are not eligible for the promotion. Call Federal Credit Union is an equal housing lender licensed by the National Mortgage Licensing System Under NMLS #407823.



Today's Rates
Today's loan rates
RatePointsAPRPayment
Call Home Loan 10 Year Fixed
Interest Rate3.125%Discount Points0APR3.693%Payment Amount$1,093
Call Home Loan 15 Year Fixed
Interest Rate3.250%Discount Points0APR3.642%Payment Amount$791
Call Home Loan 20 Year Fixed
Interest Rate3.375%Discount Points0APR3.680%Payment Amount$645
Call Home Loan 30 Year Fixed
Interest Rate3.750%Discount Points0APR3.972%Payment Amount$521